Tax benefits - RealEstateSlowly.com

Tax benefits

Other investment don't have these tax benefits. The only way they affect your tax is by raising them! It's a good idea to get professional tax help to ensure that your are maximizing the tax benefits from real estate.

Depreciation

Depreciation can be used to increase you deductions, which will reduce your tax burden. Improvement (the building) can be depreciated over 27.5 years. This can be deducted from any income. Other things in the house (window treatments, carpet, fixtures) can be depreciated even faster.

Reducing or Eliminating Taxes on Real Estate Sales

When real estate is sold, it is often not taxed like other properties. If you sell your principle residence there is a sales tax exemption of $250,000 (or $500,00 for a married couple) if you have owned and used the property for 2 of the last 5 years. This makes it worth considering living in a investment home that you have for two years before selling it.

Another way of avoiding taxes on the sale of real estate is by doing a 1031 exchange. Also known as like-kind exchanges, these allows you to sell a property and buy another one without paying the capital gains tax. A qualified intermediary must be used when doing a 1031 exchange. The IRS has a Like-Kind Exchanges Tax Tips page.

Deducting Expense

Any expenses that you incur that are connected to real estate investing can be deducted. This includes interest, property taxes, utilities, insurance, maintenance and travel expenses.

Refinancing is Tax Free

You can refinance the property and take cash out without incurring any tax liabilities.